Leadership Institutions are those that go above and beyond the eligibility requirements of the revised Rule to support the IOLTA program in its mission to ensure that low-income Massachusetts residents have access to critically needed legal aid. Leadership Institutions will be highlighted throughout the year at Bar events and legal publications so that attorneys and law firms are aware of their contributions and exceptional support of the program.

As of January 1, 2026, the Leadership interest rate is 2.81%. 

Pursuant to a July 26, 2006 Supreme Judicial Court Order, attorneys may only hold IOLTA deposits in financial institutions that have been certified by the IOLTA Committee as an eligible financial institution. Eligible financial institutions are those that have been certified as in compliance with the interest rate comparability and other provisions of the revised Guidelines.

Financial institutions paying the higher of 75% of the Federal Funds Target Rate or 1.00% net interest on all IOLTA funds are IOLTA Leadership Institutions. We would like to specifically recognize those institutions listed here that go above and beyond the basic requirements of the Rule, to expand access to justice in their communities.